Shenzhen mutual gold association rules of the new campus loan can only be used for students or entre ca4111

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Shenzhen mutual gold association rules of the new campus loan: can only be used for students or venture Sina fund exposure platform: letter Phi lag behind false propaganda, the performance of long-term lower than similar products, how to buy a fund pit? Click [I want to complain], Sina help you expose them! On each reporter Deng Liping campus loan regulation to the next city! Yesterday (August 30th), the Shenzhen Internet Finance Association issued on the specification of Shenzhen network lending and lending business notice (hereinafter referred to as the notice), the campus loan specification. "Notice" requirements, the need to review the use of student loans. "In addition to student loans, business loans and other loans to help study the work of the business, the enterprise shall not provide loans to other students to use loans." Shenzhen Internet Finance Association Secretary General Ceng Guang on the daily economic news reporter said, that is, the use of loans can only be used for students or entrepreneurship, loans for consumption is not allowed. It is reported that the notice is registered in the relevant institutions in Shenzhen, and not registered in Shenzhen, but there are related businesses in Shenzhen". From now onwards, Shenzhen area businesses in new campus net loan business must be carried out in accordance with the requirements of the notice; give three months of rectification for the stock business. Campus credit issues continue to "notice" said that due to low barriers to entry, supervision is relatively backward, the industry appeared in usury, violence and other illegal collection phenomenon, a serious violation of the legitimate rights and interests of students, affect the harmony and stability of the school. It is reported that in 2015, the national college students about 30 million. Among these students, over 80% of the shortage of funds, the potential market size of nearly one hundred billion yuan. However, due to the uneven campus loan business institutions, exposing the problem is also increasing. So before the students exposed due to inability to repay loans and Dutch act and be an imposter "naked". In May this year, the Ministry of education and the China China Banking Regulatory Commission jointly issued "on the strengthening of the campus network lending adverse risk prevention and education work notice" requirements, the establishment of the campus network lending bad daily monitoring, early warning and response mechanism. Zeng said that the campus net loan chaos intensified, the need for timely specification. Forbidden line sales and campus agent "notice" requirement to carry out the campus loan enterprises must follow the "nine provisions, including information security, students must ensure that the prohibition of illegal collection and other aspects of the problem. "Notice" shows that the enterprises should clearly inform the borrower of the actual cost of the consolidated loan. At the same time, it is necessary to examine the use of student loans, in addition to student loans, business loans and other loans to help study the work of the business, the enterprise shall not provide loans to other students to use loans." Moreover, the borrower must obtain a written consent of second of the source of repayment, if it is a public nature of the student loans will require the written consent of the school. For the campus agent widely used at present, the "notice" also stipulates the requirements strictly, line sales and campus agency, "the company shall not be authorized or entrusted, the third party physical field outside the Internet and other electronic channels相关的主题文章: