Indigenous and provident fund loans to buy a house about Beijing-msvbvm60.dll

Indigenous and Beijing Provident Fund loans to buy a house about last year a number of preferential policies, provident fund loans can achieve the "inter provincial exchange" has been in suspense, now most people buy intention at the north of Guangzhou, the use of provident fund loans should pay attention to what? The day before, WIK Anjie report pointed out that many provident fund subscribers in the field of Beijing "indigenous" and "drift" if you want to buy a house in Beijing, the need to pay attention to some of the provisions of the provident fund loans. Some Beijing people work in the field year after year, the provident fund is also paid in the local, for such deposits in the field of Beijing indigenous immigrants, you can buy the first set of housing in Beijing. WIK Ansett pointed out that although the payment of provident fund in Beijing and other provinces most did not achieve the mutual recognition, but in the last year provident fund loan policy, regulations have overseas housing provident fund deposit of Beijing Hukou workers, is in Beijing to buy the first set of housing. Therefore, buyers can hold the local employment of housing provident fund management center issued proof of deposit, to Beijing housing provident fund management center for loans. In addition, if the buyers have lived in the field work, and then back to Beijing to continue to pay the provident fund, but also after the issuance of proof, the two parts of time together, so you can use the Beijing provident fund loans to buy a house. For the North drift, especially the work for five years, the housing provident fund to pay for people who have housing needs, but also can get the qualifications to buy a house. WIK Ansett said that the current fund loans to implement a policy of housing loan does not recognize, that is to purchase under the name of housing provident fund loans to determine whether the first and two sets, and this limits only in Beijing area as the standard for other provinces and cities, people have a housing in the local, but not in Beijing housing in the area, so you can use provident fund loans to buy a house, and should be counted as the first suite. In addition, other people in Beijing to buy a house, but also need to meet the five years of restriction conditions, with Beijing work permit or five years of continuous social security and tax proof, in order to get the qualifications to buy a house. Beijing Chinese commercial news reporter Cheng Weimiao into Sina Finance shares bar discussion

土著和北漂公积金贷款买房讲究多   在去年多项优待政策出台后,公积金贷款能否实现“跨省互通”却一直悬而未决,如今大部分人买房的意向都直指北上广,那么使用公积金贷款究竟该注意些什么?日前,伟嘉安捷的报告指出,很多在外地缴存公积金的北京“土著”和“北漂”如果想在京买房,需要注意公积金贷款的一些规定。   有些北京人常年在外地工作,公积金也在当地缴纳,对于这类在外地缴存公积金的北京土著,可以在北京购买首套自住房。   伟嘉安捷指出,虽然目前在北京缴纳的公积金大部分没有实现与外省的互认,但是在去年公积金贷款的政策中,规定曾经外地缴存住房公积金的北京户籍职工,是可以在北京购买首套自住房的。因此购房人可持当地就业地住房公积金管理中心出具的缴存证明,向北京住房公积金管理中心申请贷款。   此外,如果购房人曾经在外地居住工作过,后回到北京继续缴纳公积金的,也可以在开具证明后,将两部分时间一并计算,因此可以在北京用公积金贷款买房。   对于北漂,尤其是工作满五年、住房公积金也连续缴纳的有购房需求的人来说,也可以拿到买房资格。   伟嘉安捷表示,目前公积金贷款执行的政策是“认房不认贷”,即以购房人名下是否有住房来判断公积金贷款的首套与二套,而这种划定界限仅以北京地区为标准,对于外省市人群,在当地有一套住房,但是在北京地区并无住房,因此可以使用公积金贷款买房,并且应该被算做是首套房。此外,外省人员在北京买房时,还需要满足五年的限购条件,拥有北京市工作居住证或者满五年不断档的社保和纳税证明,才能拿到买房的资格。   北京商报记者 程维妙 进入【新浪财经股吧】讨论相关的主题文章: