How To Make A Travel Insurance Claim-519697

Insurance Taking a holiday or business trip is usually quite straightforward. Most of the time, you buy your tickets, fork out a bit extra for travel insurance (because its just what people say you should do) and jump on the plane. But what happens when something goes wrong, and that safety-net insurance policy you bought actually needs .es in to play? Many peoples first reaction to realising they have to make a travel insurance claim is slight panic what evidence and documentation do you need? Does your situation even warrant a claim? What happens if it all falls through? Dont worry there are a few basic things you need to remember, and if you can do that, all should work out fine. Who do I Contact, and When? Depending on what it is exactly youre claiming, you have differing amounts of time to act. Before you leave on your trip, you should take two copies of your travel insurance details, packed in separate places. This should contain the full name of the travel insurance .pany, the policy you chose, the dates youre covered for, full contact details, and most importantly your unique policy number. More often than not, the .pany will provide you with a handy wallet-sized card with all of this information. If in doubt, take as much information as possible. Generally, the sooner you contact your insurance .pany the better. In cases of medical emergency this is important. In non-life threatening cases, and where you dont have full details of your policy with you, it might be best to contact the .pany to see if youre covered before you opt for whatever insanely expensive treatment you may need. Due to the higher costs involved, your .pany needs to know ASAP. They will obviously also need to be contacted ASAP if you need to be evacuated home, such as from an area where you may not be able to get quality care. If, on the other hand, youve lost or had something stolen, you generally dont need to contact anyone from the .pany until you get home and you often have up to a month to get around to this. What you do need to do, however, is report all theft to the local police, and obtain a report of the crime in question. Be aware, in developing countries with high numbers of foreign tourists, this is seen by many police as a waste of their time – you might have to slip the officer in question a few bills to get anything done. (Incidentally, this wont be covered.) If youre lucky enough to have your luggage lost by an airline, bus .pany or even hotel, try and obtain a report from them admitting culpability. Without this, your .pany may dispute your claim. The people who lost your goods may offer a private settlement themselves get this written down as well. About the Author: 相关的主题文章: