18 insurance companies universal insurance premium over ten billion yuan of individual life insuranc whereisip

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18 insurance companies universal insurance premiums over ten billion yuan of individual life insurance over 100 billion yuan Sina fund exposure platform: letter Phi lag false propaganda, the performance of long-term lower than similar products, how to buy a fund pit? Click [I want to complain], Sina help you expose them! Universal concern about the latest data released by the market. Securities Daily reporters according to the CIRC before the disclosure of the first 8 months of premium data combing, the first 8 months of this year, there are 18 life insurance companies universal insurance premiums more than ten billion yuan, more than one hundred million individual life insurance companies. In addition, there are 20 life insurance companies universal insurance premiums accounted for more than 50% of the scale premium. From the universal insurance premium growth trend, since March this year in the short duration of the implementation of the new deal, universal insurance premium experienced a short chain 3 consecutive months of decline, from the beginning of July, has 2 consecutive months of sequential growth. 10 insurance companies universal insurance accounted for over 80% of the listed companies involved in frequent placards, coupled with higher annual yield, a universal insurance market has become the focus of attention. "Securities Daily" the reporter found out, 8 months before the universal insurance premium of insurance firms, many insurance companies have participated in the listed companies placards. In addition, the reporter recently on the 5 universal insurance premium accounted for relatively large life insurance companies in August universal insurance settlement rate of combing found 176 products, 130 products settlement rate more than 5%, more than 6% of 60 products, 34 products more than 7%, 4 products up to 8%. China Insurance Regulatory Commission Vice Chairman Chen Wenhui recently wrote, "some life insurance universal insurance settlement rate reached 6%, plus fees, commissions and other expenses, the cost of capital in 8%, or even higher to 10%, so the high cost of capital, has far exceeded the bonds and other fixed income assets income level." The high cost of funds to obtain high yields, forced insurance institutions to improve risk appetite, to invest in risky assets, low credit rating bonds increased as increasing stock investment, increase real estate, infrastructure, trust and other offbeat investment, few organizations are also keen on overseas mergers and acquisitions, frequently placards listed companies, investment more radical even rush into danger. Chen Wenhui said that from the industry situation, the end of the assets and liabilities prominent contradictions. The main performance is: the contradiction from the static perspective, is the risk of interest loss caused by the high cost of debt; from the dynamic perspective, the high cost of debt forced to form a high risk of aggressive investment, is likely to lead to greater risk. It is based on the consideration of the cost of capital at the beginning of September, the CIRC clear of universal insurance settlement rate requirements: hook settlement rate and the actual rate of return on investment, when the master account actual investment return rate for three consecutive months less than the actual settlement rate and special reserve cannot make up the difference, the actual settlement rate should not be higher than the larger the minimum guaranteed interest rate and the actual rate of return on investment. The life insurance business premiums grew by 40.32% universal insurance "emerge" cannot do without the insurance industry’s rapid growth. Data disclosed yesterday also showed that in the first 8 months of this year, the industry’s original insurance premium income of 22958.9相关的主题文章: